March 1: Class Financial 101

Class 1: Money Mindset & Financial Reality

Theme:  How wealthy people think differently

• What is Financial independence?

• What is FIRE

• Principles Investment

• Why do most people stay broke?

• History of the market (long-term growth)

Key Lesson: Wealth starts with mindset, not money. 

Class 2: Budgeting, Net Worth, & Getting Started

Theme: Control your money before investing it.

• What is Net worth

• Budgeting ≠ being broke

• Cash flow vs income

• Good debt vs Bad debt

• Start a brokerage account

Key Lesson:  You can’t grow money you don’t control.

Class 3: Credit, Debt & Insurance Protection

Theme: Avoid the traps that keep people broke.

• Credit Cards Perks

• Secret Way to Paid off Debt

• Debt keeps people broke

• Insurance Basics

• ETF VS STOCK

Class 4: Investing Basics

Theme:  How investing really works

• What is investing?

• Risk Tolerance

• Long-term Winners vs short-term hype

• Compounding (visual example)

• Tradingview, yahoo and google financial 

Key Lesson: Investing is boring and that’s why it works. 

Class 5: Building Wealth the Smart Way

Theme: Where smart money goes

• Basic Retirement Tax-Advantaged Account

• Why taxes matter 

• Vanguard & long-term investing

• Why most professionals don't beat the market

• Market Cap Explained (small / mid / large)

Key Lesson: Wealth is built slowly and protected legally. 

Class 6: Build a Wealth Long-term

Theme: Avoid emotional investing 

• Panic selling

• Overtrade 

• Chasing hype

• Reacting emotionally to price

• Double DCA Method

• How to find safer stock:

Final Message: Wealth is built by discipline, not luck.